Auto Repair for Dummy

To save money on repair and maintenance why not do it yourself.
That way you can save tonnes of money.
For normal checkup of your car in the UK is £37
For the light bulb of £5, thanks to the minimum charge it can take £200 out of your pocket.
http://www.theguardian.com/money/2009/nov/01/car-motoring-headlight-bulb-renault

It's no joke. Start your plan now for saving more money.

You can download the ebook from here

Cosmetic scam Bohemia Organic product beauty treatment

Ladies are people who really care about their health and beauty, therefore, selling organic beauty products or health care products are simply the best profitable in these days.

The cost of these item is quite high compare to normal products. Some items are rare to the point you can't find it locally.

http://www.bohemia-style.co.uk/

This company sell several expensive beauty treatment such as snail gel skin care, oil, donkey milk and so on... These item really existed, however, it's not in the UK. It would fine if the website indicate clearly that the item is in the US but they didn't show.

Let's start the experience of this company:
Website
1) The website have the store map but never work since it is not existed on the UK map.
2) The contact number in the UK does not work. I called several times and no one pick up the phone.
3) Order tracking only shows 3 status: whether order received, order sent or order cancel.

Buying experience
1) The delivery time for fast delivery is 3-5 days, however, it changed after order received into 7-10 days
2) I paid via Paypal but never received the item in Jul
3) They said item was sent from Florida a month after the payment was made due to the lack of stock.
4) The tracking they provided on the Paypal case was phony. I call USPS regarding that tracking and they said it passed to parcelforce in the UK. I called parcelforce for that they said the tracking is right, but the address is not mine but someone else.
5) I emailed them several times but all request were left unanswered. I try to call them several times the number is not correct. One time, I received a callback from that number, but they claim to be some household number not company.

Luckily I received money back from Paypal after nearly 3 months. My GF said that they may try to sell to the UK but does not have the base in the UK. That's why they try to send it internationally with high price and high risk of losing. Then we did another purchase afterward.

The second experience
Website
1) They removed the Paypal payment function which left us no choice but to pay by credit card
2) The delivery method marked as fastest and from UK by 1st class not USPS.

Buying experience
1) The item never arrived
2) They didn't even give the tracking
3) Email never been answered.
4) I contacted the US and Canada department but no answer

Online check
I try to look up online for what people say and I found out that Bohemia have large quantity of customer who complaint about their service. Especially delivery and customer services. Most people did not received money and claim it back after a month but there are still many more people still buying their stuff.

Some people received the item but after really long time. I have a theory that they send the item to random customers and keep the tracking of that location and send to all customer around that areas since the tracking only show country, county or city at most. Therefore, people still keep buying as some can received.

They have other website which sell jewelry, watches and expensive accessories. However, those website also got the same problem.
Andean Wares 
Stores: www.lapislazuliworld.com | www.chileangourmet.com | www.gemjewelryworld.com |www.andeanwareswholesale.com

You can find that several case on internet. Here are some that I saw

http://www.pcadvisor.co.uk/forums/in...9563&forumid=2

http://www.xomreviews.com/bohemia-style.co.uk

http://www.sueferguson.co.uk/bohemia-style-uk.html

http://www.bbc.co.uk/watchdog/gotastory/

A very detailed account of one Consumer's experience : http://www.sueferguson.co.uk/bohemia-style-uk.html

Well, I hope you enjoy it.

Cheap Magic Trick

I have found scam school channel on youtube with pretty good trick anyone can learn easily.

For example this one

Ashampoo Slideshow Studio

Ashampoo Slideshow Studio is a tool to create slideshow or presentation from the pictures which you have selected, professionally using special effect and sound. 

Ashampoo Slideshow Studio worth 14USD and the trial version is 10 days. Recently, they have the promotion of free unlimited key for new customers. 

You can take advantage of this occasion:

- Firstly, download it Here.

- Then Here, fill in your email and press “Request full version key”.

You will receive an email to confirm your detail. Then you will receive a key code for unlimited access.

Good luck

6 ways to use old newspaper

1. Prevent overgrown grass/weed: Put the newspaper on the ground under the soil can prevent weed from growing. 

2. Ripe fruit: Cover the fruit by newspaper, keep in cool place, the fruit will be ripen quickly.

3. Cleaning: Roll newspaper into a ball, put it in water and use to clean bathroom and windows. Wet newspaper can clean steal, glasses...

4. Moisture resistant: newspaper can act as moisture resistant tool

5. Keep flower live longer: To keep flower live longer, cover it inside wet newspaper.

6. Remove bad shoes smell: Put newspaper inside your shoes overnight can dry and remove the smell of them.

Six Cost-Effective Ways to Get Book Reviews

Attracting reviews for your book is not always easy, but it is essential in book marketing. You could sit and wait for months before you get a new review. Here are several great and cost-effective ways to get more reviews:

1. Ask friends and family to post. The first people to read your book will be your loved ones, so ask them to post an honest review for you.

2. Make friends with other authors, and do a review swap. Reach out to authors who have written in a similar genre and ask to do a book swap.

3. E-mail bloggers and ask them to review. Compose a nice, polite e-mail to ask bloggers if they’d be interested to read a free copy of your book and do a review.

4. Get a paid review. There are plenty of people who will review your book for a fee. Clarion Foreword and Kirkus are two highly reputable book reviewers that provide good and honest reviews.

5. Contact famous authors and celebrities. A single tweet from author Neil Gaiman caused one indie author’s book sales to instantly skyrocket. Try to contact these authors on social media or their blog or website. Alternatively, try to contact their agent.

6. Seek out magazine book reviewers. Many printed publications, magazines, and newspapers do book reviews. Contacting them might pay off if they choose to review your book. Try your local paper for a start, or find a magazine that caters to your genre.

13 Top Ways To Save Money

You can save money through various ways. It can bring you no harm but benefits.
In my previous blog about how to save money. Today, I'll present you the ebook on 13 ways to save money. This eBook was created for Fast Student Cash.
Download Here

The content of ebook including:
•  How to save on insurance
•  How to save on car loans
•  How to save on credit cards
•  How to save on petrol
•  How to save on car repairs
•  How to save on home improvement
•  How to save on home heating and energy
•  How to save on phone service
•  How to save on major appliances
•  How to save on furniture
•  How to save on clothing
•  How to save on groceries
•  How to save on vacations

Please feel FREE to pass this eBook on. We have the full rights to it and have been granted permission to pass on for FREE.
http://www.mediafire.com/download/iejfc4rlk4hza36/13_Ways_To_Save_Money_-_Thanks_to_FastStudentCash.pdf

Cheap wedding idea

Download it here
In some country, wedding is very important to show the commitment with each other for life. Even though there are several places people love their free life and having partners instead of getting married, I will not mention it here.

You are low on budget and have the urge to wed. Money is always the trouble for who don't have it. What can you do with limited budget. Can you wait for longer time to gather money. Probably, the sooner the better.

Here today, I'll share you the ebook which help you in lowering the cost of wedding and utilise your experience of special day.

Statistics say the average wedding costs $20,000.  Most young girls dream of the fairy tale wedding:  long white gown, 8 bridesmaids, a sit-down dinner, the band everyone dances to.

Many brides have been dreaming about their wedding day since childhood. These dreams come with an expensive price tag and the realization of their fairytale day may be distant. Although weddings are very costly today, your dream day can happen. I am going to share some tips to cut corners and save money without making huge sacrifices.

By taking the time to plan and investigate, you will be amazed at the amount of money that you save. Would you arrive at an interview for your dream job without prior preparation? No, you would not and that is why preparation and research will make your wedding a success without re-mortgaging the house!

It's only natural to want the Cinderella fantasy wedding, complete with ice sculptures, a heavenly cake, and thousands of guests who've flown in from around the world to enjoy the accompanying dinner. It's only human to cry at the bill that this dream can rack up.

Costs can add up quickly.  Factor in the meal, the liquor, the music, the dress, the flowers, the photographer, the decorations and the dream wedding can seem way out of your league.  But it doesn’t have to be.

How can the average person have a beautiful wedding with all the bells and whistles on a working person’s salary?  Perhaps the three letters/words that say it best are – DIY (do it yourself!)

Spending your life savings on your big day is crazy. You can have elegant, beautiful weddings without breaking the bank.

Having a cheap wedding doesn’t mean giving up style or sentimentality. It means using your imagination, using your own hands or the help of friends and family.  Ask anyone you know to help out.  Almost everyone will be happy to oblige.  They’ll be part of your special day which makes them special as well!

This book will give you the best tips and tricks from the experts to cut costs without cutting class and sophistication.  No one will know that your budget equals the grocery bill of a family of 4.  They’ll be oblivious as they toast the new couple and enjoy a party to put all other party’s to shame!

Download it here

Unusual way of making money - Not recommended for everyone.

Sometime people are desperate to get money, they have to mortgage, to borrow from friends and relatives and even loan from black market but the amount is not even close. What can they do in that situation.

You worth more than you think:
First think of something replaceable such as

1. Sperm: Being a sperm donor takes two basic male desires -- orgasms and money -- and, in a seemingly "too good to be true" moment, combines them. To begin, you typically have to be between 18 and 35 years old, and in solid health. Then, prepare to expose your family tree to a thorough, honest dissection, going back two generations. You'll be asked about tattoos, drug use, experimental sex, your grandma's TB, your uncle's alcoholism, and your mother's schizoid episodes. If accepted as a donor, you'll earn between £50 to £250 per specimen. You'll be expected to rub one out into their cups two to three times per week and make a commitment to the program that lasts six months or longer depending on the policies of the clinic.
2. Blood: Whole blood can be donated every 56 days. Considering the overwhelming need for blood around the world, it's unfortunate that only about 5% of healthy donors actually give. 
3. Plasma: you can sell your plasma every 48 hours. It's this process of returning your plasma-free blood to your body that allows for such frequent return visits.You'll earn around £30 per visit; generally it starts on the low end and goes up as you become a regular.
4. Platelets: Another less profitable component of your blood is your platelets; little cell fragments that clot your blood when you've got an open wound. Cancerand transplant patients, to name a few, need your platelets to survive. The entire process is nearly identical to selling your plasma: An initial screening is followed by the double-needle apheresis which, again, takes from 90 minutes to two hours. You could stand to earn as much as £40 per visit, but you can only go 24 times per year, or about every two weeks.
5. Hair: The approximate going rate is £5 to £10 per ounce, but some people are selling their hair for £400 or more. You can sell it on eBay, post it on HairSite.com or call your local wig or toupee makers.
6. Kidney: Brits are charging up to £60,000 a pop in exchange for this vital organ. There's good reason for this. At this moment, at least a million people worldwide need a kidney, and quickly.
7. Liver: The liver has a remarkable capacity to regenerate after injury and to adjust its size to match its host. You can donate 1/2 of your liver and it will regenerate quickly. 
8. Lung: There are 2 lungs in a body. Missing one will reduce the capacity of the body but still function normally.

Now to the other parts of body: 

1. Eyes: You have a pair of eyes so missing one will not make you blind. Even though, it make you feel uncomfortable. 
2. Limbs
3. Skins

Besides, you can sell your body on other ways:

1. Clinical trial: Trials for a multitude of drugs go on all the time, and they can be extremely profitable. We urge you to think it over -- check into the Medicines and Healthcare products Regulatory Agency, a reputable internet clearing house for such trials.
2. Gigolo: You've always known you had a way with the ladies. Now's your chance to prove it: go gigolo. Practically, you are a male whore. 
3. Life insurance: Depending on how long you are expected to live, you can sell your policy for between 30% and 80% of the face value of your policy -- an amount that will be much higher than the cash value of a whole or universal life policy.

• www.bloodbanker.com
• www.123donate.com
• www.spermbanker.com
• www.gigolo.com
• www.optn.org
• www.bloodbook.com
• www.redcross.org
• www.cwru.edu

Loan providers

Wonga 

It has been known as the expensive borrowing in the UK with 5853% APR
It easy to borrow, but the amount is only 400 for 1st timer and increase slightly for existing customers.
The length of borrowing is short.

Amigo loan

http://www.amigoloans.co.uk/
The rate is cheap 49.9% APR
The length can be up to 60 month, the amount can be up to 5000
However, it require UK citizen house owner as the guarantor.

IWOCA

The rate is 48% APR
Length 6 month, amount up to 50000
Can repay early
Require business on ebay, website...
Evaluate take up to 24h

EZBOB

Rate is 48.9%
Interest reduction during loan term up to 20%
Reduction interest rate for existing customers up to 20%
Length 12 month, amount up to 50000
Can repay early
Require business, driving licence, landline
Evaluate 24h